What Can Go Wrong When Selling My Home?

by admin on March 19, 2012

What Can Go Wrong When Selling My Home?Does your home have a lot to offer a potential buyer? Does it seem to shout, “Buy me, buy me”? Does your realtor believe that your house will sell as quickly as you believe it will? If not, you might have the wrong realtor!

I take selling my clients homes seriously, and I firmly believe in the benefits and features of each home that I represent. Make sure that you are experiencing that kind of service.

What Can Go Wrong When Selling My Home?

Perhaps you have been spiffing up your home for the last couple of years to ensure a successful sale, all to no avail. It is important to set yourself up for success, and it is equally important to recognize the potential sources of failure. Selling a home is a complex and difficult process. Thus, it is important to be practical and realistic in the selling market.

1)      Set the Right Price, Not Your Price

Many sellers today make the biggest mistake anyone could make when selling their home. With the economy not providing the best platform for many individuals to be successful, people have to resort to their own means of support and financial success. Thus, when individuals choose to sell their homes on their own, they will often set the wrong price for their home.

This dilemma appears to go both ways. For example, individuals who are struggling to pay their mortgages will often price their homes for less than they are worth. Why? They need the house to sell fast. However, there are many problems in pricing your house too low. Potential buyers may see the low cost as a sign that something is wrong with the home. As a result, it may actually become more difficult for them to sell their home.

In contrast, some sellers will price their homes too high. This also pushes buyers away from the home as they cannot afford the cost in today’s market. Ideally, you should leave a little wiggle room for negotiating the price with the buyer in order to prove you are fair and reasonable in the selling process.

2)      The Buyer Does Not Pull Through

Another issue that often arises for the seller is the buyer cannot follow through on his or her offer. This failure to succeed may be due to many reasons; however, the biggest reason a buyer cannot afford a home is that he or she cannot obtain a loan for the house.

In order to avoid this dilemma in the future, it is important that the buyer present you with a letter from a loan lender stating that he or she is qualified for a loan. This eliminates the complications that may arise from the buyer’s end of the process.

3)      Your Appraisal Versus The Professional Appraisal

Another big issue that seems to be arising more often in today’s economic fluctuation is the disagreement between the seller, the buyer, and the professional who appraises the home for the lender. What does all this mean? As more homes are going into foreclosure, banks want to ensure that the price for the home is correct.

Thus, regardless if the seller and the buyer settle on a price, if it does not match the appraisal price, the transaction may become a “no-go”. It is important that your agent know the appropriate value of your home as well as the other homes around you in order to avoid disagreement between you and the appraiser.

Selling Successfully

There are countless ways in which the process of selling your home turns out disastrous or at the very least, unsuccessful. Thus, it is important to have the knowledge of professionals on your side. It is also important to get these professionals on your team as soon as possible in order to avoid unexpected surprises in your future. Selling your home can be a rewarding process if done correctly, so set yourself up for success!

Guest post provided by Jim Klein of FortCollinsHomeTeam.com a Fort Collins real estate website where you can search all homes and get great Fort Collins real estate blog updates including his recent post on why it may be a good time to sell you Fort Collins home.

{ 0 comments }

The Money Behind Home Buying

by admin on February 3, 2012

The Money Behind Home BuyingPurchasing a home is a great investment if you’re prepared to stick around for the next 5 years. If you own the home you live in instead of renting, you’re essentially paying yourself every month instead of someone else. Yes, you are paying interest to a lender; however, at the same time you are building equity for yourself instead of your landlord.

The Money Behind Home Buying

In order to make home buying advantageous, there are a few things that you should keep in mind. For example, it is best to determine how much of a home you can afford before you even start looking. You can do this on your own with a calculator on many real estate websites. This figure may at least guide you to the price range of homes that you can potentially afford. The next step would be to actually get pre-approved by a mortgage lender.

In order to do so, you will need to get a copy of your credit report; look over it carefully with an eye out for errors. Errors that hurt your credit score must be dealt with, as your lender will offer you an interest rate based on your credit score. The lender will evaluate your income, your credit score, and the amount of debt that you carry to find a loan that will suit you.

Keep in mind through all of this process that you know yourself and your financial situation better than anyone—better than the Realtor, the lender, your friends, and anyone else who tries to give you advice. How the numbers add up do not necessarily need to dictate what price level of home you purchase.

Other factors matter too, such as your peace of mind, your comfort level, what amenities are “must haves” to you, and so on. Stretching your finances towards investing in a home can be worth it, but you also want to be able to carry your monthly budget with as little as stress as necessary. So, just remember that you are the one who decides what home and what price range suits you.

That being said, often Realtors and lenders will suggest that you look at homes in a price range that is about two-and-a-half times your gross annual salary. However, as mentioned in the above paragraph, consider your unique financial situation as you set your sights on price ranges. Realtors and lenders also often recommend that your monthly home payments should hover around thirty-six percent of your gross monthly income (at the most). It is good to have some general guides to follow as you begin your journey.

Take a look at the amount of cash that you can offer for a down payment. Typically, lenders want a twenty percent down payment for starters; but if you can come up with more cash than twenty percent, that can definitely benefit you.

A down payment of twenty percent sometimes is overwhelming for families; therefore, several private and public agencies do offer options for people who cannot make a twenty percent down payment. In fact, if you qualify for some of these programs, you may be able to get into a home with a remarkably lower down payment percentage.

Be forewarned, however, that by doing so you will incur the expense of “private mortgage insurance,” most likely. This is a safety net that such agencies have in place just in case you do have trouble making your payments. Private mortgage insurance can add about 0.5 percent of the total amount of your loan to your payments each year. Thus, it’s not devastating or anything that is impossible to pay; it is just an amount that you should consider when weighing your options.

Move forward carefully from here, and once you do settle into a home–celebrate. It is quite an accomplishment, and it is a wise investment.

Gust blog written by Kimberley Kelly a La Quinta CA Realtor. You can check out some of the luxury golf homes in Palm Springs on Kimberley’s website if you’re looking to upgrade from a rental. You can also check out all neighborhoods in the Palm Springs area on her community page.

{ 0 comments }

Why For Sale By Owners Fail Without A Real Estate Agent

by admin on January 31, 2012

Why For Sale By Owners Fail Without A Real Estate AgentIf you are looking to sell your home, the lure of selling it yourself and cutting out the expense of a Realtor is tempting—probably for good reason. It seems that if you could just sell it yourself, you will make more money in the transaction simply by not having to pay a professional for “unnecessary” help.

Why For Sale By Owners Fail Without A Real Estate Agent

However, statistically, this thought process goes against the grain. Of course, there are exceptions to all rules, but for the most part, “for sale by owner” does not pan out the results that you expect. Why do “for sale by owner” (FSBO) deals often fail?

Most obviously, the homeowner (unless he/she is a real estate agent) is not a professional in the field of selling homes. Professionals do what they do for a living. The homeowner is attempting to do something with little to no experience. First, they typically do not price their homes correctly. The average homeowner is not fully aware of how much homes are going for in their current market; a real estate agent knows such facts without even researching the matter.

What Price Should You Start At?

How could a homeowner know how to price their home and include price adjustments for blemishes or advantages that their home includes? Another reason “for sale by owner” often fails is a lack of marketing. When you hire a real estate agent, some of the money that you pay that professional goes towards marketing your home effectively to give it maximum possible exposure. Does the average homeowner know how to do so? Probably not. Instead, the average homeowner probably does maybe three things: puts up a sign in front of their home, lists their home for sale in the local newspaper and on the internet somewhere, and then relies on word of mouth.

If the “For Sale By Owner” sign and home is located on a street that gets quite a bit of traffic, that “marketing” approach may garner some success. However, if the home is tucked away somewhere, the sign is practically null and void. Even if your home does get enough attention to bring about showings and eventually a sale, the stress of all of the paperwork, contingencies, buyer financing, property approval, title commitment contingencies, and possession of property can easily be overwhelming.

Even a real estate agent cannot promise stress-free closings; however at least they are experts in finishing the deal and ensuring that you walk away with the most money for your valuable asset as possible. In a FSBO situation, you may save money on the front end because you did not pay for marketing your home, but then lose that money in the end simply because you do not know how to navigate the transaction well.

They Can Work, But Typically Don’t

If you are still most interested in selling your home on your own, know that you can experience success if you employ effective marketing strategies, price your home knowledgeably, and watch your bottom line during the transaction process. Just keep in mind that an overwhelming number of homeowners who try to “For Sale By Owner” first, eventually end up listing with a real estate agent.

This article was provided by Jolenta Averill a Madison real estate agent and the broker/owner of Lake & City Homes Realty. You can check out Jolenta’s Madison real estate blog or search Madison WI homes on her website.

{ 0 comments }

More Short Sales & Foreclosures Coming, Thanks to Expiring Tax Relief

by admin on January 26, 2012

More Short Sales & Foreclosures Coming, Thanks to Expiring Tax ReliefWith the beginning of a new year, it is time for some homeowners who are struggling to make their mortgage payments to make a big decision.

Perhaps you are among them.  With the Mortgage Debt Relief Act of 2007 set to expire December 31, 2012, if you are going to sell your home in a short sale, or allow your lender to foreclose on the home, now is the time.  Wait until next year and it could cost you – big time.

More Short Sales & Foreclosures Coming

I am all for people staying in their homes, but I also realize that it isn’t always possible. This is particularly sad for those who have lived in the same home for a long time and have a lot of sentiment towards the home.  But once this mortgage debt forgiveness from the government expires, homeowners will have to pay taxes on the difference in the amount that is owed on the home and the amount that the home sells for – since it will be counted as taxable income.  Sure, you won’t be receiving the difference. But the IRS sees this forgiven debt as income anyway.

Let’s look at a scenario that might happen on January 1, 2013.  Let’s say that you owe $250K on your property, and it sells for $150K.  The difference is $100K. And that’s $100K in taxable income.  Depending on your tax bracket, you could owe as much as $35,000 in taxes to Uncle Sam.  Complete the same foreclosure or short sale prior to December 31, 2012, and none of the forgiven amount is taxable.  Since short sales and foreclosure proceedings can take up to a year, now is the time to act if you want to avoid the repercussions of owing tax on income that you will never, technically at least, see.

Avoid Foreclosure? Or Not?

One question that I sometimes get asked by distressed homeowners is whether or not they should try to save their home, and avoid foreclosure.  There is no easy way to answer that question.  Many times, calling the lender and working out a plan to keep your home is just delaying the inevitable.  While it is sometimes possible to refinance your mortgage and turn things around, if nothing changes in your situation, you need to take a good look at whether or not you can afford to stay in your home.

Is there reason to believe that your financial situation is going to improve? Did you get a new job? Will the new payment amount be in line with your budget?  If everything is going to be basically the same, then this delay in the inevitable can end up costing you big time in 2013 when you have to count the debt you are forgiven as taxable income.

For many homeowners, getting out while they can minimize the damage is something to think about.  Coincidentally, some housing analysts are predicting that this expiring tax relief will cause the number of short sales and foreclosures to go up this year as more and more homeowners look to get out from under their failing mortgage loans.

This article was supplied by Linda Wise who helps home buyers find great deals on Merritt Island real estate for sale. If you’re looking for a great deal, please check out her Titusville real estate for sale and Cape Canaveral real estate for sale pages where you can search all Florida homes on the MLS.

{ 0 comments }

What Is A Buyer’s Agent?

by admin on January 26, 2012

What Is A Buyer's AgentCommon discussions surrounding selling a home include: agents, exclusive listings, multiple listings, net listings, etc. However, very few people discuss your possibilities as a buyer. Who is there to help you make the best decision you can make? Who is there to help you discover what houses are on the market that could match what you seek? How do you know you are not getting a raw deal when a seller’s agent makes you a counteroffer? How do you know what is fair?

What Is A Buyer’s Agent?

You need an exclusive buying agent. Exclusive buying agents help individuals who are looking to purchase a home. What makes them exclusive to the buyer is that they are not allowed to list any homes, but only work with the buyer. This means they are working for you to help you make your purchase. This can be a great help to potential homebuyers; however, there are many pros and cons to filter through before deciding to hire an exclusive buying agent.

Hiring an exclusive buying agent has many positive factors to consider. The greatest of these factors is that you, the buyer, are no longer alone in making one of the biggest decisions of your life. You have the counsel of a professional in the field available to you who is there to look out for your best interest. Without this individual, buyers are often left in the dark and have no guidance regarding the direction one should take in buying a home.

Pro’s Of Hiring An Exclusive Buyers Agent

Another pro regarding hiring an exclusive buying agent is the minimal cost to you. With the exception of a “For Sale by Owner” situation, the exclusive buying agent is usually provided commission by the seller of the property. What does this mean?

It means that once the buyer has purchased the home from the seller, the selling and buying agents split the commission that is previously determined by the two of them. Of course, this can also be a weak point in hiring an agent because they may not show you a house if the commission is not good enough for them. However, this is an exception to the rule.

One of the greatest negative components to hiring an exclusive buying agent has been touched on previously. If the client falls in love with a “For Sale by Owner” house, he or she then has a very difficult choice to make. If the buyer loves the home, he or she then becomes responsible for paying the commission of the buying agent.

What Happens When I Want A FSBO?

This can get quite costly when added to the cost of the home. Thus, the buyer then has a very difficult choice to make. He or she can choose to purchase the home for the extra thousand dollars it will cost to pay the exclusive buying agent, or he or she can choose to walk away and not buy the house of their dreams. This, as you can see, can become quite heart wrenching and an extremely difficult decision.

In choosing the right exclusive buying agent for you, it is important to choose wisely. Talk to your friends and family about who they may have used in the past and whether or not they were happy with their results. Also, avoid any contracts with exclusive buying agents over thirty days; this will keep you from feeling overcommitted to an agent who maybe doesn’t settle well with you. You can always write a new contract if you trust the agent and still haven’t found your dream home. Remember, as a buyer, you deserve to be informed and protected. Happy home shopping!

This article was provided by Arlington VA real estate agent Aaron Seekford who specializes in helping home buyers purchase Arlington Virginia MLS listings. You can search all homes and neighborhoods in Arlington VA on Aaron’s website if you’re interested in learning more.

{ 0 comments }

“Killer Real Estate” Sells in New York – Would You Be So Brave?

by admin on January 13, 2012

“Killer Real Estate” Sells in New York

Photo credit: Photo by Howard Schnapp

The real estate world watched with curiosity as the home of convicted serial killer Joel Rifkin sold in Meadow, New York, just about a year after it went on the market.  The home is said to be the site where Rifkin murdered some of his victims, a home that Rifkin shared with his parents.  The new buyer: a school teacher and her family, who are raising four children.  Said the new buyer, identified only as “Tracy”, in an interview with Newsday: “A house is a house. People die all the time in houses. We’re bringing all positive vibes”.

“Killer Real Estate” Sells in New York – Would You Be So Brave? 

But what if you don’t feel comfortable living in a home like this one? Viewers of FX’s American Horror Story might worry that the home would have negative energy and those who believe in ghouls and goblins may fear that a ghost or two is hanging nearby. Some just don’t want the stigma that is attached to living in a home where bad things have happened, or in the case of Rifkin’s home, terrible and unnatural deaths.

Some buyers might also be uncomfortable of buying a home where someone died period, whether from natural causes, suicide, disease or accident.  So how do you know, and are the former owners or your realtor required to reveal the house’s tainted history?

If you live in a state that has formal disclosure laws, then the seller of the home or their agent are not required by law to reveal that a death occurred in a home, unless you ask.  Some states have laws that require that it only needs to be revealed if the death was in recent times, like within five years, and in some states, only if it occurred within the past year. For instance, in California, sellers and their agent must reveal a murder that occurred within the previous three years.  Most disclosure laws focus on material or structural defects to a home, not the stigma that can follow a property where a death took place.

A study by Joseph W. Coleman and James E. Larsen, professors at Wright State University, found that these so-called psychologically-impacted homes take up to five percent longer to sell and bring about three percent less than the home would have brought if the death/murder/event had not occurred on the premises.  Thus, the reason that some agents are hesitant to reveal such information about a property!  Nonetheless, homebuyers can be proactive if they are really concerned about ending up with a property that comes with a questionable history.  The best and most simple way is to ask the agent.

It’s pretty much a given that nearly any agent will reveal the information, provided that they know it.  The agent is there to find you a home that you like, not one that you’re not going to ultimately feel comfortable with.  99.9% of real estate agents will reveal the truth about the property, especially if prompted by your questioning.  If you want to be doubly sure that the real estate agent isn’t holding out any information from you, you can always ask neighbors, check public records, or even “google” the property to see if any articles come up for that particular address.

This news article was provided by Vickie Nagy a Danville California Realtor who also specializes in homes for sale in San Ramon, CA. If you’re interested in buying a home where a killer didn’t live, please head on over to Vickie’s Dublin California real estate website to search homes.

{ 0 comments }

A Professional Home Inspection Can Save You Money

by admin on January 12, 2012

A Professional Home Inspection Can Save You MoneyAs a seller, a home inspection provides potential buyers with a type of guarantee. If you are buying a home, an inspection can save you money on repairs in the near future. An inspection can give a good indication of home repairs that need to be done to make the home lovable. Defects can be traced by an inspector before closing escrow on a home.

Are you thinking of buying or selling a home, but are not sure of the benefits of getting a home inspection? Did you know that in order to qualify for a mortgage loan, most lenders (all large ones) will require a home inspection. They want a guarantee that the home is in the condition required to actually be worth the value it’s appraised at.

What is a Home Inspection?

A home inspection is an examination of the physical structure and systems of a house. The exam is done, objectively, by a home inspector, from the foundation of the house, to the roof.

What does the home inspection include?

Your home inspector will check the quality of many things inside and outside of the home. Below is just a partial list of some of the things your inspector will be inspecting:

  • The stability of the exterior walls.
  • Look for any signs of water damage.
  • Sufficient downspouts and drainage pipes to drain excessive water and lure it away from the house.
  • Roof will be checked to ensure there are no leaks or other sub-standard issues.
  • Bath ventilation pipe will be inspected for quality assurance.
  • Garage floors, doors and walls are checked.
  • All plumbing materials and fixtures, both inside the home and outside, will be examined.
  • Fireplaces, furnaces, water heaters, chimneys and ductwork are all inspected for quality, safety and performance.
  • All electrical appliances in the home must be expected, like stoves, ovens, microwaves, dishwashers, etc…
  • All electrical systems and fixtures must be thoroughly checked out for safety, including circuit breakers, electrical wires, exhaust and ceiling fans and receptacles.
  • The electrical system of the house will have to be thoroughly inspected, such as the main panel, wiring, circuit breakers, exhaust fans, ceiling fans and receptacles.
  • Interior fixtures, such as sinks, faucets, bathtubs, showers, toilets, windows, doors, even the garbage disposal, are also inspected to ensure quality.
  • Water pressure is checked to make sure it is adequate enough to flush toilets properly, and turn on faucets.

The home inspector may take two to four hours to go through his/her check list. It depends on the size of the house. It’s always a good idea to be present during the inspection in order to get an explanation of the inspectors concerns. The report can be expected in about five business days. In most cases, the seller and buyer can come to an agreement on the needed repairs, if needed.

What is ASHI?

ASHI is a membership based organization that helps to educate consumers on home inspections. This professional organization has been around since 1976. Their ASHI Standards of Practice and Code of Ethics provides the guidelines that professional home inspectors should work to maintain and live up to. These guidelines are recognized and accepted worldwide by many professional and government organizations as practice standards in the real estate home inspection field.

About the Author: Paula Henry and her team of Indianapolis real estate agents welcome you to learn more about living in Metro Indianapolis. Visit her website more information about Indianapolis neighborhoods and Homes for Sale in Central Indiana.

{ 0 comments }

All Homes Have A Spirit: Is Yours Naughty or Nice?

by admin on January 8, 2012

All Homes Have A Spirit Is Yours Naughty or NiceI used to be totally skeptical when it came to ghosts and haunted houses, but now I’m not so sure.

A few years back, I was working with an out of state buyer who was searching for a large home with historic character and a private location. My search of available inventory yielded four homes that seemed to fit the bill, and I e-mailed the listing sheets to him for his review. All of them looked interesting, he replied, and would I mind driving out to personally review each one and take some additional pictures to supplement the ones attached to the listing sheets?

All Homes Have A Spirit: Is Yours Naughty or Nice?

It was a crisp, clear day in the late fall, and all four houses were on my itinerary. No one was home at any of them, and the listing agents had all given me lockbox instructions, so the day passed without any human interaction, the kind of day we all need once in a while, just a day to relax and be alone. The camera shutter kept clicking merrily, and I even packed myself a picnic, which I ate in a gazebo overlooking a private farm pond at Property # 2.

The last house on the tour was at the end of a long driveway that wound down a hillside. As my car reached the bottom of the hill, I realized I was driving out of the sunshine and into the shadow of the house itself – a three-story colossus that apparently faced east.

“Sun’s going down,” I thought to myself. “Better get inside fast and get some pictures before it’s too dark.”

The front door led into a massive front entry hall with a huge fireplace and the walls darkly paneled like a medieval Scottish castle. The rooms all had tall ceilings, and magnificent trim and moldings.

The second floor bedrooms were also big and spacious, but I was noticing that the place had an abandoned look. It wasn’t just that the people had moved out, it felt more like they’d run away. A shiver ran up my spine, the sun was sinking lower and the house was starting to feel cold.

As I climbed the narrow staircase to the third floor, I thought I heard something behind me and I stopped and turned. Nothing. The third floor was the servants’ quarters – a long hallway with multiple doors, each leading to a narrow bedroom. Like a row of cells in a prison. Like Death Row. Some of the doors were open and I peered in, some were closed and they creaked as I pushed them open to see inside.

I didn’t make it all the way to the end of the hallway, yet I have never been able to remember or explain what exactly I saw, heard or felt that caused me to sprint back down the narrow stairway, all the way down to the first floor, barely pausing to make sure the front door was locked behind me. But before I could draw a breath, I was in my car and careening back up the driveway.

About a mile down the road, I pulled over at a gas station to fill up with gas. The attendant seemed like one of those wise old country folks that you might normally ask for an off-the-cuff weather prediction.

“Are you familiar with the old W**** place down the road?” I asked him.

“Of course,” he replied.

“And is it haunted?” I asked.

“Oh yes,” he replied without hesitation, then he paused as if mentally checking that he’d answered me correctly.

“But all houses have spirits, don’t they?” he added.

This short story was provided by Mitch Ribak a Suntree Florida real estate agent specializing in helping home buyers find Viera Florida real estate including homes in Melbourne Beach Florida.

{ 0 comments }

Should You Buy a Foreclosure?

by admin on January 8, 2012

Should You Buy a ForeclosureGetting your dream home for less has never been simpler! Today’s housing market is overflowing with foreclosures, with an estimated one million homes in the U.S. going through foreclosure in some phase or the other, right now.

There are lots of people that are considering buying a foreclosure, and it’s no small wonder why.  The potential to get a great deal exists, but you really need to know what you are getting yourself into when you are considering purchasing a distressed property.

Should You Buy a Foreclosure?

Foreclosures are known as bank-owned or real estate-owned properties, and are sometimes referred to as REOs.  A foreclosure sells, according to RealtyTrac, for an average of forty percent less than a property that is not classified as a distressed property.

Foreclosures are not right for all buyers, but they do provide a wonderful opportunity for a lot of folks looking to get into home ownership.  But buying a foreclosure requires you to make special considerations.  These homes are sold as-is.  The distressed owners of these properties, prior to being foreclosed upon, likely failed to maintain the home. Many are in a state of disrepair.  Some will need major renovations to be livable.

Sometimes, a disgruntled homeowner damages the property deliberately, or removes items from the home that the new owner must replace.  Moreover, some properties may sit vacant for a long time, years in some cases, and may have attracted vandals, squatters, or at the very least, pests and vermin.

Watch Out For Foreclosure Auctions!

Should You Buy a Foreclosure At AuctionWhen buying a foreclosure, focus on REOs more than short sales or auctions of foreclosed property.  While all three are lucrative and there are good deals to be had, the REO is optimal to the others.

Short sales usually take a long time to negotiate, and auctions require that you have cash on hand.  Further, you don’t have the opportunity to inspect homes that are going on the auction block due to foreclosure, since the current owners do not have to allow you to do so.

An REO, on the other hand, is bought very much like you would buy any other home.  Banks usually hire out real estate agents to show their properties to potential homebuyers.  You can inspect an REO property, and banks offer mortgages on these homes.  REOs can be the lowest priced of all types of distressed properties, since they often need a lot of work and banks offer deep discounts to get rid of them quickly.

What the bank wants is to minimize its losses on the foreclosed home.  This makes them more willing to deal with interested buyers who put a reasonable offer on the table.

When looking at foreclosed REOs, there are a few tips that top realtor suggest. First of all, be sure to order a professional home inspection so that you will know exactly what you are getting into.  Have your financing in place by getting a pre-approval letter for your mortgage before you start shopping for REOs.  And lastly, work with an experienced realtor who understands the foreclosure market and current trends for your local area.

This guest blog was provided by Allison Klein who helps buyers purchase Fort Collins CO homes for sale and specializes in the many neighborhoods Fort Collins has to offer including Observatory Village Fort Collins real estate and Old Town Fort Collins homes for sale.

{ 0 comments }